I’ve been playing online casinos for over 10 years now and can confirm everything you’ve said is 100% accurate. The worst offenders are definitely those “loyalty” programs. All British Casino has that 10% cashback on live games which sounds decent until you realize you’re only getting back a fraction of what you’ve lost. That Essex fraudster who got 5 years for bonus abuse (created 1000+ accounts at bet365!) shows how seriously casinos take this stuff. But honestly, sometimes I don’t blame people for trying to game the system when the system is so clearly designed to game us! The house always wins in the end.